Freddie Mac's mission is to provide liquidity, stability and affordability to the housing market.
Congress defined this mission in our 1970 charter [PDF 54K], which lays the foundation of our business and the ideals that power our goals.
Our mission forms the framework for our business lines, shapes the products we bring to market and drives the services we provide to the nation's housing and mortgage industry. Everything we do comes back to making America's mortgage markets liquid and stable and increasing opportunities for homeownership and affordable rental housing across the nation.
Our mission strives to create:
Stability: Freddie Mac's retained portfolio plays an important role in making sure there's a stable supply of money for lenders to make the home loans new homebuyers need and an available supply of workforce housing in our communities.
Affordability: Financing housing for low- and moderate-income families has been a key part of Freddie Mac's business since we opened our doors. Freddie Mac's vision is that families must be able both to afford to purchase a home and to keep that home.
Liquidity: Freddie Mac makes sure there's a stable supply of money for lenders to make the loans new homebuyers need. This gives everyone better access to homefinancing, raising the roof on homeownership opportunity in America.