Early Afternoon Update

The owners of Saigon Grill were arrested this morning and charged with over 200 counts of falsifying records and evidence tampering. [NY Times]

Lower fixed-rate mortgage rates could spur a refinancing wave among borrowers. [Brownstoner via Bloomberg]

Bloomberg ups the budgets for 13 Business Improvement Districts, and creates a new BID in the Belmont section of the Bronx. [GlobeSt]

State appeals court hands down decisions regarding market-rate tenant evictions at Sheffield57 and Manhattan House. [TRD]

Beware some gift cards this holiday season: Here's chain retailers in danger of going out of business. [WSJ]

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