Dr.'s Flat Fee Gets Deflated

The fee includes unlimited office visits

A New York City doctor's flat-fee, $79-a-month medical practice has run afoul of state insurance regulators who have told him to shut it down.
    
Dr. John Muney said Wednesday he's negotiating to try to keep the arrangement at his AMG Medical Group centers. The fee includes unlimited office visits, some tests and in-office surgeries. It doesn't cover treatment requiring hospitalization or specialized care.
    
Muney sees it as a formula for making health care affordable and patient-friendly at a time when many people are losing jobs and medical benefits.
    
But the state Insurance Department says Muney's system amounts to insurance and requires a license.

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